:root{--royal:#1d3fc0;--deep:#0c1f66;--navy:#081542;--ink:#0f1a33;--mute:#5d6880;--grey:#eef1f6;--line:#d5dbe7;color-scheme:light}
*{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:90px}
body{margin:0;font:400 18px/1.75 Assistant,Arial,sans-serif;color:var(--ink);background:#fff}
h1,h2,h3{font-family:"Frank Ruhl Libre",Georgia,serif;line-height:1.15;margin:0}
a{color:var(--royal)}
:focus-visible{outline:3px solid #7da0ff;outline-offset:3px}
.wrap{max-width:1120px;margin:0 auto;padding:0 22px}
header.site{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.95);backdrop-filter:blur(8px);border-bottom:1px solid var(--line);padding-top:env(safe-area-inset-top,0px)}
.bar{display:flex;align-items:center;justify-content:space-between;gap:16px;padding-top:12px;padding-bottom:12px}
.brand{font:900 23px/1 "Frank Ruhl Libre",serif;color:var(--deep);text-decoration:none}
.brand small{display:block;font:600 12.5px Assistant,sans-serif;color:var(--royal);margin-top:5px}
.links{display:flex;gap:4px;align-items:center;flex-wrap:wrap}
.links a{color:var(--ink);text-decoration:none;font-weight:600;font-size:16px;padding:8px 13px;border-radius:6px}
.links a:hover,.links a[aria-current]{background:var(--grey);color:var(--royal)}
.links a.nav-cta{background:var(--royal);color:#fff}
.links a.nav-cta:hover{background:var(--deep)}
.btn{display:inline-block;padding:14px 28px;border-radius:6px;font:700 17px Assistant,sans-serif;text-decoration:none;background:var(--royal);color:#fff;border:2px solid var(--royal);cursor:pointer;transition:transform .2s,background .2s}
.btn:hover{transform:translateY(-2px);background:var(--deep);border-color:var(--deep);color:#fff}
.btn-white{background:#fff;color:var(--deep);border-color:#fff}
.btn-white:hover{background:var(--grey);border-color:var(--grey);color:var(--deep)}
.btn-line{background:transparent;color:#fff;border-color:rgba(255,255,255,.6)}
.btn-line:hover{background:rgba(255,255,255,.14);border-color:#fff}
.grid-bg{background-color:var(--royal);background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='72' height='72'%3E%3Cpath d='M72 0H0V72' fill='none' stroke='%23fff' stroke-opacity='.09'/%3E%3C/svg%3E")}
.hero{position:relative;overflow:hidden;color:#fff}
.plot{position:absolute;inset:0;width:100%;height:100%;pointer-events:none}
.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:60px;align-items:center;padding:84px 22px 120px;position:relative;z-index:1}
.eyebrow{display:inline-block;font-weight:700;font-size:15px;border:1px solid rgba(255,255,255,.5);padding:5px 16px;border-radius:99px;margin-bottom:22px}
.hero h1{font-size:clamp(46px,8vw,94px);font-weight:900;color:#fff}
.lead{font-size:21px;color:#dbe4ff;max-width:44ch;margin:22px 0 32px}
.cta{display:flex;gap:14px;flex-wrap:wrap}
.hero-photo{margin:0;position:relative}
.hero-photo img{display:block;width:100%;height:auto;aspect-ratio:4/5;object-fit:cover;object-position:50% 18%;border-radius:8px;position:relative;z-index:1}
.hero-photo::before{content:"";position:absolute;inset:18px 18px -18px -18px;border:2px solid rgba(255,255,255,.5);border-radius:8px}
.hero-photo figcaption{position:absolute;z-index:2;inset-inline-start:-14px;bottom:-24px;background:#fff;color:var(--deep);padding:12px 18px;border-radius:6px;font-weight:700;box-shadow:0 10px 30px rgba(8,21,66,.35)}
.strip{background:var(--navy);color:#fff}
.strip ul{list-style:none;display:flex;flex-wrap:wrap;justify-content:center;gap:8px 36px;margin:0;padding:18px 22px;font-weight:600;font-size:16px}
.blk{padding:88px 0}
.blk.grey{background:var(--grey)}
.kicker{color:var(--royal);font-weight:700;margin-bottom:8px}
h2.big{font-size:clamp(30px,5vw,48px);font-weight:900;color:var(--deep);margin-bottom:36px}
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:22px}
.card{display:block;background:#fff;border:1px solid var(--line);border-radius:10px;padding:28px;text-decoration:none;color:var(--ink);transition:transform .25s,box-shadow .25s,border-color .25s}
.card:hover{transform:translateY(-6px);box-shadow:0 18px 40px rgba(12,31,102,.15);border-color:var(--royal)}
.card .num{display:block;font:900 64px/1 "Frank Ruhl Libre",serif;color:transparent;-webkit-text-stroke:1.5px var(--royal);margin-bottom:10px}
.card h3{font-size:25px;color:var(--deep);margin-bottom:8px}
.card p{margin:0;color:var(--mute);font-size:16.5px}
.card .more{display:inline-block;margin-top:14px;color:var(--royal);font-weight:700}
.split{display:grid;grid-template-columns:.8fr 1.2fr;gap:56px;align-items:center}
.split img{width:100%;height:auto;aspect-ratio:1;object-fit:cover;object-position:50% 20%;border-radius:10px}
.faq details{border-bottom:1px solid var(--line);padding:18px 0}
.faq summary{cursor:pointer;font:700 24px "Frank Ruhl Libre",serif;color:var(--deep)}
.faq p{color:var(--mute);margin:10px 0 0}
.band{background:var(--deep);color:#fff;padding:88px 0}
.band-grid{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}
.band h2{font-size:clamp(30px,5vw,48px);color:#fff;font-weight:900;margin-bottom:14px}
.band .tel{color:#fff;font:900 34px "Frank Ruhl Libre",serif;text-decoration:none}
.formcard{background:#fff;color:var(--ink);border-radius:10px;padding:28px}
.form{display:grid;gap:14px}
.form label{display:grid;gap:4px;font-weight:600}
.form input:not([type=checkbox]),.form select{padding:12px;border:1px solid var(--line);border-radius:6px;font:inherit;background:#fff;color:var(--ink)}
.pagehead{color:#fff}
.pagehead .wrap{padding-top:58px;padding-bottom:58px}
.pagehead h1{font-size:clamp(32px,6vw,58px);font-weight:900}
.pagehead p{color:#dbe4ff;margin:10px 0 0;max-width:60ch}
.inner{display:grid;grid-template-columns:270px 1fr;gap:48px;padding-top:48px;padding-bottom:72px}
.inner.one{grid-template-columns:1fr;max-width:860px}
.side{align-self:start;background:var(--grey);border-radius:10px;padding:18px 20px;font-size:16px}
.side summary{cursor:pointer;font:900 22px "Frank Ruhl Libre",serif;color:var(--deep)}
.side h3{font:700 15px Assistant,sans-serif;color:var(--royal);margin:16px 0 4px}
.side ul{list-style:none;margin:0;padding:0}
.side li{border-bottom:1px solid var(--line)}
.side a{display:block;padding:8px 0;color:var(--ink);text-decoration:none;line-height:1.4}
.side a:hover{color:var(--royal)}
.content h2{font-size:28px;color:var(--deep);margin:30px 0 8px}
.content p{margin:0 0 14px}
.list{list-style:none;padding:0;margin:0}
.list li{border-bottom:1px solid var(--line);padding:16px 0}
.list a{font:700 24px "Frank Ruhl Libre",serif;text-decoration:none;color:var(--deep)}
.list p{margin:4px 0 0;color:var(--mute);font-size:16.5px}
.pay{background:var(--grey);border-radius:10px;padding:28px;margin-top:24px}
#msg{margin-top:12px;font-size:15px;color:var(--mute)}
footer.site{background:var(--navy);color:#cfd8f5;padding:56px 0 30px;font-size:16px}
footer.site a{color:#fff}
.fcols{display:grid;grid-template-columns:repeat(auto-fit,minmax(210px,1fr));gap:28px;line-height:2}
.legal{color:#93a1d0;font-size:14px;margin-top:26px;border-top:1px solid rgba(255,255,255,.15);padding-top:18px}
html.js .rv{opacity:0;transform:translateY(18px);transition:opacity .7s,transform .7s}
html.js .rv.in{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}html.js .rv{opacity:1;transform:none;transition:none}.card,.btn{transition:none}}
@media (max-width:860px){.hero-grid{grid-template-columns:1fr;padding:56px 22px 96px;gap:56px}.hero-photo{max-width:340px}.band-grid,.split{grid-template-columns:1fr;gap:32px}.inner{grid-template-columns:1fr;gap:24px}.bar{flex-direction:column;align-items:flex-start;gap:8px}.links a{padding:6px 9px;font-size:15px}.blk{padding:64px 0}.split img{max-width:300px}}
